5 Money-Saving Tech Tips

Piggy bank

This post is sponsored by Xfinity. All opinions expressed are my own.

If you found a $10 bill lying on the sidewalk, would you walk right by it or would you pick it up? There’s no doubt for me. I’d pick it up and proclaim, “I’m a money magnet!”

I get the same jubilant feeling when I discover new money-saving tech tips. But rather than keep these tech tips all to myself, I thought it would be more fun to share them. Here’s my list:

1. Buy AmazonBasics cables on Amazon.com

I cringe every time someone tells me they paid $40 to get an HDMI cable for their stream-enabled digital device. Or that a salesman said that their $30 USB printer cable is worth every bit of the extra cost they paid for it.

Listen to me carefully. You will not notice a bit of difference between that $40 HDMI cable and one that costs only $7. Where, you might ask, can you find an HDMI cable for only $7? Search for AmazonBasics HDMI on Amazon.com and you’ll find it immediately.

In fact, it’s worth a shot to search for “AmazonBasics [whatever]” on Amazon just to see if they have it. The AmazonBasics line of products goes way beyond cables these days.

By the way, that $30 USB printer cable you got talked into? The AmazonBasics version is about $5 on Amazon. I dare you to show me a difference in print quality or reliability between the two cables.

2. Earn cash back for your online purchases

If you are not using Ebates when shopping online, you are literally throwing money away.

Ebates is a free-to-join website that rewards you for clicking through to your favorite shopping sites from their site. When you do this, and then go on to make a purchase, Ebates pays you a percentage of your purchase back in cash. It’s really that simple. Click, shop and wait for your check to show up in the mail.

Even easier, you can install the Ebates browser plugin/extension. When activated, you don’t have to remember to go to Ebates first before you shop. Instead, go to the normal sites you shop on like you always do. If Ebates offers a rebate for the site you are visiting, a little box pops up in the top corner of your browser letting you know how much you can save along with a giant activate button. Click the button and you’re all set to earn cash back on that website.

3. Switch your mobile plan to Xfinity

When your cell phone bill arrives does the amount due say, “Arm & Leg”? You can cut down on your mobile expenses by switching to Xfinity Mobile. With Xfinity Mobile, you can get up to five lines of unlimited nationwide talk and text included with your Xfinity Internet, at no extra cost. All you pay for is data.

And speaking of data, you can customize each line to pay for data by the gigabyte or by unleashing the data with their unlimited plan.

Curious how much you could save? Xfinity offers an online savings calculator to show you how much you could save.

If you’re worried about your coverage, don’t. Xfinity Mobile combines America’s largest, most reliable 4G LTE service with the most Wi-Fi hotspots, including access to nearly 18 million Xfinity Wi-Fi hotspots.

Depending on the model, your current phone might even be eligible to switch from your current provider to Xfinity Mobile. Visit your local Xfinity Store to find out.

4. Buy gift cards for less than face value

How would you feel if I told you that you could save up to 6% (sometimes more) every time you visited Applebee’s, Olive Garden or even Burger King? Or when you shopped at Lowe’s, Bed Bath & Beyond or Petco?

Well, you can and it’s super easy to do.

The first step is to sign up for a free account at Swagbucks. Then look for the link on the Swagbucks website that says, “Buy Gift Cards”. Click that link and you’ll be taken to MyGiftCardsPlus.com. That’s where you’ll see a huge inventory of gift cards along with their associated discounts.

Don’t be confused by the mention of the “SB” you’ll earn for your gift card purchase. SB are digital “points” and are redeemable for other gift cards once you earn enough of them. 100 SB = $1.00 and you can cash out with a gift card on the Swagbucks site with as little as 500 SB ($5.00).

I do this all the time, especially with Domino’s Pizza, since that is a Friday night favorite in my house. Sometimes, during bonus days (which happen several times throughout the year), I can get a $50 Domino’s gift card for $47, which is essentially like getting a 6% discount on my pizza every time I use it.

5. Buy stocks with absolutely no fees

Do you hate paying a commission every time you buy shares of stock in a company? Many brokerages offer trades as low as $7 but if you are a frequent trader – or trade in low volume – those $7 fees can add up quickly.

I prefer to pay zero fees which is why I use the Robinhood app (use this link from your mobile device). Not only does Robinhood make it super easy to buy and sell stock from your smartphone (or on their website), but there are absolutely zero fees associated with either a buy or a sell transaction. That’s right. Zero. Nada. Nothing.

How does Robinhood make any money? Two ways. The first is by offering a paid premium service. The second is by keeping the interest they earn in the cash portion of your account.

So the key is to not keep at a lot of cash in your account. Why would you want to anyway when you can invest your cash in stock with zero fees?

Add your own money-saving tech tip

Do you have your own money-saving tech tip you’d like to share? Leave a comment below and let me know!

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